@1905_general TunnelBear routes you to a server elsewhere and encrypts all of your data. You are anonymous and appear to be in another location. You can choose any country except China.
It is hard to know if encryption is "worth it". It probably won't stop NSA if they were after you as an individual, specifically. But it will remove you from the sweep of everyone's data that is being done routinely.
It is a "cloaking device", like mailing a letter with no return address to a friend to be sent from his city: your identity is on the inside of the envelope and the origin of the letter is now far from your home city.
Snowden has said that the more we all use encryption, the less point there is to the mass surveillance being conducted by the NSA. A side benefit is that there is no longer any need for the browser add-ons that repel pop-up ads and stop commerical surveillance of what you buy or what products you show interest in, and so on. No longer are you the product.
Is it worth it? Snowden and the other whistle-blowers gave up their lives in order to protect democracy. I wil give up the cost of using a VPN. I also get to stop being indignant at the thought of somebody reading my mail and recording my behavior as I shop online, do research or make political contributions :)