Timo Riikonen (@timoriikonen)
Current job: Intellipocket.
It makes loyalty and membership card applications to mobile phones. Some customers have replaced all of their plastic cards with mobile cards, some have them both and end users can choose which their prefer to have. Our product is SaaS and it works about everywhere else except in China. Our do-it-yourself version is still in beta phase (Dec 2014), but you can test it out if you like: it works in real-time...